Overview

e-homehealth offers a high-quality and competitive package of benefit programs targeted at supporting the personal needs and financial goals of our Employees. The Company takes pride in its commitment to provide its Employees with a quality benefits package designed to attract, retain and reward the talented people necessary to continue as a leader in the home medical equipment and supply products industry. This section briefly describes the benefits the Company provides to assist its Employees in maintaining good health, protecting their income, planning for retirement, and sharing in the success of e-homehealth through stock ownership.

Eligibility

e-homehealth Employees who work on a full-time basis -- at least 32 hours per week -- are eligible for all benefits, after certain waiting periods. Eligibility for some benefits, such as the e-homehealth 401(k) Savings Plan, are based upon whether you work a certain number of hours per year, subject to certain waiting periods. If you are interested in a specific position, you should check with the hiring manager to confirm for which benefits you will be eligible, and when your coverage may begin.

Automatic Benefits

Once you're eligible, you receive the following benefits:

• e-homehealth recognizes the need for time away from the job for recreation, relaxation, as well as for family needs, religious holidays, etc. Therefore, full-time hourly Employees and management are eligible for paid vacations based on their length of service.

• Basic Life Insurance and Accidental Death and Dismemberment (AD&D) -- The Company, at no cost, provides all full-time e-homehealth Employees with group term life and AD&D coverage.

• Disability Income -- Some management Employees are provided long-term disability insurance coverage at no cost. Also, depending upon employee classification, disability benefits may include sick pay, salary continuation, and Workers' Compensation benefits.

• Family and Medical Leave -- If you need to, you can take approved Family and Medical Leave in order to take care of yourself or a sick family member, or when a child is born or adopted.

Elective Benefits

You can also choose the following benefits when you're eligible:

• Medical and Dental Plan -- In most areas, e-homehealth Employees can use the Preferred Providers Organization Network of physicians and hospitals -- and save money. Some locations have access to health maintenance organizations. Dental coverage is also available. The Company pays the majority of the premium and the Associate pay the balance with pre-tax contributions.

• Prescription Drug Plan -- Coverage is provided as part of the e-homehealth Medical Plan.

• 401(k) Savings Plan -- Employees can make contributions to a 401(k) savings and retirement plan, equaling up to 15% of their pay on a pre-tax basis -- and receive a matching contribution of 50% of the first 3 percent contributed in e-homehealth in e-homehealth Common Stock.

• Associate Stock Purchase Plan -- All Employees with one year of service can purchase e-homehealth Common Stock at a 15% discount through payroll deductions of 1% to 10% of their after-tax salary.

• Short-term Disability Insurance -- All full-time Employees can purchase short-term disability coverage.

• Flexible Spending Accounts -- Employees can set aside pre-tax dollars for certain anticipated medical and dependent care expenses.